http://www.homelogica.com/second-mortgage-loan.html
can I get information on a loan second mortgage that is not in my name, but I act on the property?
During my marriage, my husband took a second mortgage on the house. We are now divorced and I got the house but with two mortgages. The bank holding the note for the second mortgage will not send me a payment book because my name is not on the loan. Any advice? I must add that I continued to make payments by adding the account number to my checks.
HoneySuite gives good advice. What I do not understand not, is how the 2nd mortgage is to appoint those of your husband. Banks (and possibly federal laws) require loans mortgage insured by the federal government to be in the name of both spouses. I question the legality of the loan officer who approved the loan without your signature. You may want to consider obtaining a lawyer, you may not even have to pay if it was done illegally.
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