http://www.homelogica.com/mutual-insurance.html
The costs of health care could be contained if people formed societies for mutual insurance?
Much insurance companies to be used before building societies pushed their leaders to dumutualize. Blue Cross companies used as "non-profit" before that was changed. I found bills of former hospital someone from 1970s and was surprised at the weakness of these bills were. Could the changes in corporate health insurance have been a major role in the perspective of costs of health care?
Yes, changes to health insurance companies have played a role important in view of the costs of health care. Hospitals used to have clinics for those without insurance and people paid on a sliding scale based on income. In group insurance has become available with some employers, clinics were forced to leave because the insurance will not cover the costs of clinic. It is a fact. Some people used the clinics, even when they had insurance. Was cheaper and the quality was there!
Liberty Mutual Ad (1st edition): “Half Acre”
